Wealth & Family Office
The wealth platform where advice, compliance & execution finally live in one place.
WealthOS runs your entire advisory lifecycle — digital onboarding to settlement — with MiFID II, the FCA Consumer Duty and COBS 9 suitability built in. Institutional capability, without an institutional budget or a multi-year platform migration.
Onboarding to settlement — one adaptable, production-grade vertical system
WealthOS covers the full advisory lifecycle end to end, so nothing hands off to a spreadsheet, a PDF, or a second platform along the way.
Digital onboarding
Client take-on and KYC captured once, structured, and ready for advice from day one.
Suitability & advice
COBS 9 suitability checks run automatically against every recommendation before it's shown.
Proposal & funding
Proposals are accepted and funded in-platform, including via open banking.
Execution
Trades execute against RTS 28 best-execution obligations, with a full audit trail.
Ongoing servicing
Portfolios, reporting and Consumer Duty reviews stay live through settlement and beyond.
Compliant by design, not by retrofit
Every workflow in WealthOS is built against the regulatory framework it sits under — not adapted to it afterwards.
Regulation
MiFID II
Product governance and disclosure obligations built into every client journey.
Regulation
FCA COBS 9 Suitability
Pre-trade suitability gates clear automatically before advice reaches a client.
Regulation
FCA Consumer Duty
Outcomes monitoring built into servicing, not bolted on as a reporting exercise.
Regulation
MiFID II Product Governance
Target-market and distribution controls enforced at the point of recommendation.
Data
UK GDPR / DPA 2018
Client data handled under UK data protection requirements throughout the lifecycle.
Execution
RTS 28 Best Execution
Execution quality tracked and reportable against best-execution obligations.
"WealthOS runs the full advisory lifecycle — digital onboarding to settlement — with MiFID II, FCA Consumer Duty and COBS 9 suitability built in, compliant by design."
Built with the Xamun Software Factory as an illustration of the Adroit Professional approach: strategy, AI-powered delivery and outcome governance combined into one production-ready platform.